Whenever I take my motorcycle out for a spin, I don’t even think about putting on a helmet. I live in a rural area with little traffic and a whole bunch of simple straightaway roads. The only danger that I face is the potential for a wild animal to cross the road in front of my bike. A helmet would do nothing to prevent that from happening. It should be my choice as to whether I want a big bulky helmet on top of my head. A helmet feels awkward, is an unnecessary expense and adds extra heat that fatigues bikers in the already blazing hot summer.
While many argue that motorcycle accidents involving riders without helmets boost insurance rates for those who do choose to wear helmets, this is a poorly constructed argument. The truth is that motorcycle accidents account for a tiny fraction of all of the accidents that occur on the road. Most motorcyclists pay hefty insurance rates through a private insurer to ride their bikes, so it is a fallacy that accidents involving motorcyclists without helmets will raise insurance rates for the general public. Private insurance companies are willing to purchase the risk of insuring a motorcyclist who doesn’t wear a helmet in states where one is not required. It is simple free market economics and it works to the advantage of both the insured motorcyclist and the business that offers to insure him and his bike.
Simply put, a federal helmet law for motorcyclists or even the addition of more state helmet laws is a restriction on an individual’s personal freedom. It is none of the government’s business as to how a motorcyclist treat his body and what sorts of risks he takes. The federal government allows people to skydive, bungee jump, scuba dive and perform a wide variety of other risky activities without cumbersome laws that interfere. Motorcycling should be no different.
Yet others believe that there should be a federal law to require motorcyclists to wear a helmet. Helmets do save the lives of many people in motorcycle accidents according to the Harris Law Firm. The CDC reports that motorcycle helmets prevent the deaths of 37% of bikers who have serious accidents. The CDC also states that if passengers wore motorcycle helmets at all times, 41% of their deaths could have been avoided. The numbers also show that states without motorcycle helmet laws or very lax ones have higher fatality rates per accident than states with strict motorcycle helmet laws.
There is also another popular argument for motorcycle helmet laws that relies on economic data. The CDC reports that motorcycle helmet use saved $3 billion in 2010 alone. The report further states that an extra $1.4 billion would have been saved if all motorcyclists donned helmets. Those who fail to wear helmets and endure serious accidents end up spending plenty of money on medical costs and their work productivity often shrinks. They require the time, attention and effort of medical providers and family members in order to fully recuperate. This argument also holds water because motorcyclists who fail to wear helmets inevitably push up the insurance rates for every other motorcyclist on the roadsby Joe Donnelly with no comments yet
The multi-million dollar real estate giant Estate Homes Inc. has committed to pay back the local community, by hosting a charity golf benefit to fund programs for local public schools. The firm’s second charity golf event is slated to take place at Snow Hill Country Club the week of August 15, 2014.
Estate Homes Inc. is sponsoring and hosting this 2014 golf tournament to give back to the community for their eight year success as a VIP real estate firm representing sales of upscale estate properties in Sparks County and surrounding areas. The company grew from a five agent firm in 2006 into what is now a prosperous team comprising four branch offices operating through their main office building in Ohio. The number of real agents representing properties has also grown to 34. They credit their success to the training that their agents received online and at local conferences.
In 2012 Estate Homes Inc. hosted a similar sports charity event benefiting the Special Education Programs of the Sparks County Department of Education to provide materials and facility equipment for special education students. That event brought in over 2.5M dollars for building the Sparks County Special Education Building in Sparksburg, which was completed in March, 2014. The firm hopes the current event will bring in an equal or higher sum for the athletic departments of local middle and high schools. The goal is to fund building one new consolidated gymnasium for use of John Hancock Middle School and Frank Elysee High School, replacing the two small prefabricated buildings currently housing all athletic equipment and venues.
Jeffrey Segal, CEO of Estate Homes Inc., stated, “The 1960 era prefabricated units presently being used by the two schools have long been due demotion, and we hope by giving a new, modern state of the art fully equipped consolidated gymnasium complex to the schools we will have contributed to the future of our town, county and state. This will be done in appreciation for the community’s support of our firm for nearly a decade.”by Joe Donnelly with no comments yet
Our insurance agency was having a bit of difficulty in getting the agents and staff members to work together and function as a cohesive unit. Everyone seemed to do their own thing with little interaction between team members. For any office to function at its best, its workers have to be able to rely on one another. They need to be able to function on their own, as well as a member of the group as a whole. I had a feeling this was not going to be an easy task.
Early last year, our community put together the beginnings of a “Corporate Community Challenge” (like this one) sporting event. They included softball, tennis, flag football and golf leagues and encourage community based businesses to form teams and join in on the friendly competition. This was the miracle I had been hoping for.
Softball and other sporting teams provide a feeling of unity and encourage specific characteristics that are necessary for running an efficient and well structured office. They include:
Our offices operates with several agents and five office staff. We had a meeting and everyone agreed that softball would be the most fun for everyone so we began to put together a team. Every person in the office was included, even those who could physically play the game. One was the scorekeeper and another of our physically challenged employees kept the dugout organized and acted as our one woman cheerleading squad. The rest of us took turns learning each position and practicing three times a week.
One of the things our team quickly learned was that no one was able to do everything on their own. This was quite an enlightening experience for a couple of our agents who had, up until that time, steadfastly refused to work with anyone else due to trust issues. It was also an eye opener for many who had otherwise felt alone and isolated within the company.
The more we practiced, the more it became clear that many of the perceptions they carried with them were of their own making. They discovered that their co-workers were actually hard working, kind, compassionate individuals who thrived in a team setting. As the personal barriers began to fall away, the team members grew more dependent on one another, quickly learning that efficient teamwork produced positive results.
Over the next six months, things began to change in the office as well. No longer was it quiet and reserved. Agents and office staff worked side by side, sharing ideas and enjoying small talk that prior to the team being formed, was almost non-existent. Agents began to encourage others who were having a slow day and cheer on their peers as they reached new milestones. It didn’t take long to see that the creation of the softball team had changed the entire dynamic of the office.
It became clear that even if we didn’t take the championship at the Corporate Challenge, we gained so much more just by participating. Our office was transformed from a group of quiet and reserved professionals to a family of agents and office staff that worked well together and exhibited the highest levels of respect for one another. Now we are planning a camping trip to NY!by Joe Donnelly with no comments yet
People who spend a lot of time outdoors in the sun are at high risk for developing some type of skin cancer. Many of them are involved in outdoor sports activities either as players, volunteers, organizers, parents or spectators. These activities usually take place in areas where there is very little or no shade present and occur during peak ultraviolet (UV) hours from 11am to 3pm. Because participants wear minimal clothing and most spectators come poorly prepared for a long period of sun exposure, they have to endure contact to potentially high levels of UV radiation.
Though anyone can develop skin cancer, majority is caused by over exposure to UV radiation from the sun. Certain characteristics may also increase your personal risk to skin cancer, such as:
How do you protect yourself from UV rays? It would be unwise to avoid the sun completely and stay indoors for the most part of the day because we do need physical activity for good health. While too much exposure to sunlight is harmful, there are ways to limit its damaging effects.
When you are out in the sun, wear sun protective clothing. Choose clothing that covers the most skin, is dark in color, and with tightly woven fabrics. Some companies now manufacture garments with special coatings to help absorb UV rays. Wearing hats, caps or bandannas is also one way of protecting your face, ears and neck from the intense heat of the sun.
Apply sunscreen to all exposed skin 15 minutes before going outdoors. Sunscreen can be in the form of cream, lotion, foundation, ointment, gel, lip balm, spray and many more. Choose one with an SPF of 15 or higher. A recent study was done about how coconut oil for sunscreen can be just as effective as normal sunscreen, but healthier.
If you must, schedule outdoor activities before 11am and after 3pm. Also take extra precaution when near water, sand and even snow because these things reflect UV light from the sun. If at all you notice anything unusual, see a doctor as soon as possible.by Joe Donnelly with no comments yet
Summer fun at the lake wouldn’t be complete without taking a swim to cool off. Playing in the lake is always enjoyable, especially when the temperatures skyrocket. According to most professional swim websites, following safety tips will help keep people safe and prevent accidents and injury.
Always swim with a friend. If a person is unfamiliar with the lake and doesn’t know where shallow areas end and deep areas begin, they can go under the surface of the water in a matter of seconds. If they are swimming alone, it may be several minutes or hours before someone notices they are missing. It takes less than two minutes for a person to drown. Time is of the essence, especially if a person is alone in the water. Swimming in a group is also beneficial if someone gets injured or they lose sight of the shore.
When boundaries have been set around a swimming area, they should always be obeyed. Sometimes they are set because the water gets too deep for people to touch the bottom. In other cases, it is to keep swimmers from interfering with water skiers or boats and jet skis that may be traveling just outside of the swimming area.
Swimming in areas where there are no designated boundaries can be dangerous if a person does not know their surroundings. Swimmers who feel confident enough to swim out into deeper water should always make sure they can see the shoreline or stay in the line of sight of common landmarks. This will allow them to find their way back to the part of the shore where they started from.
Always obey the rules. Whether it is at the lake or the local municipal pool, the rules are posted for everyone’s safety and protection. The rules posted at the local pool are similar to those posted for lake swimming areas. The idea is to make sure everyone has a good time without the risk of injury or drowning. On beaches where there is no lifeguard posted, people must discipline themselves to make sure no one gets out of hand and the risk of injury is minimized.
Unlike a swimming pool, there is no filter to take the impurities out of lake water. Lakes and ponds are full of microbes and microorganisms that can lead to various types of illnesses. Many health professionals recommend wearing masks that plug the nose and protect the eyes from exposure to lake water. Ponds and lakes may also contain runoffs from fields that include low levels of pesticides and fertilizers.
Swimming at the lake can be fun and exciting, but it’s wise to remember that the environment is not as structured or regulated as city pool. Common sense prevails in most cases. Keeping a clear head and making sure everyone is safe and accounted for is important when spending time at the lake. Whether swimming or boating, taking precautions is important to reduce the risk of someone getting lost or hurt.by Joe Donnelly with no comments yet
One of the best ways to stay fit and relaxed is through riding a mountain bike. As you ride along a country lane, you experience a feeling of freedom. Mountain bikes can make you forget all your worries and trials in life. This is one of the many reasons why many people look up. New Jersey has been blessed to have many amazing attractions. With its small land area, a lot of scenic attractions can be experienced during weekend trips.
From Kittatinny Mountains next to the Delaware River, to the farmland and historic places of Hunterdon County, and across Jersey Shore with its implausible beaches, delightful boardwalks, piers and charming Victorian homes, New Jersey provide a wide range of scenic destinations for travelers of all races and interests. People can do active adventure and slow paced relaxed activity. With so many picturesque destinations to choose from, experts selected the best scenic weekend getaways in New Jersey.
The Best Scenic Weekend Getaways In New Jersey
Offering over 40 world-class mountain bike trails, the Mountain Creek Bike Park has become an international mountain bike destination. It is also considered as the America’s most popular bike park. It has long and huge trail network that consists of custom-built bike trails to challenge and invigorate all types of riders from beginners to advanced riders. Brendan Byrne State Forest Trails or Wharton State Forest Trails in Southern New Jersey both offer miles of simple, picturesque riding and the chance to bike through beautiful oak and pine forests, as well as past blueberry bogs and fields topped with crimson and ripe cranberries.
The largest single tract of land within the New Jersey State Park is Wharton State Forest.
It has streams and rivers for canoeing, the hiking trails which include the Batona Trail’s major section is just miles away from unpaved roads for horseback riding, mountain biking and numerous ponds, fields and lakes ideal for natural world. Wildlife animals the visitor can see are red-tailed hawks, bald eagles, blue herons, marsh hawks, swans, ospreys, horned owls, bluebirds, screech owls, purple martins, hummingbirds, goldfinch, turkeys, river otters, beavers, fox and deer.
For the best of both worlds, when you combine a bike ride trail with single-track for autumn splendor from both perspectives, Kittatinny Valley and Allamuchy State Park Trails connects from the Sussex Branch Rail Trail. After the Columbia Rail Trail, you go ahead to Voorhees State Park Trails nearby. The Sussex Branch Trail has a Branch line to Erie-Lackawanna Railroad for Byram Township. The trail passes through forested and rural landscapes apart from the lakes, swamps and small communities. A half-mile gap through the Newton’s town interrupts the trail. Trail users must contact the park office for deviating information.
As the “Gateway to Freedom”, this region is known as the home of Liberty State Park and Ellis Island. It includes most of the state’s big cities and industry. Surprisingly, some of the best places to ride are located in the Gateway Region.by Joe Donnelly with no comments yet
When people hear the word New York State, they think about New York, the largest city in the United States. Then, they usually think of large buildings, smog, overcrowding, and busy people. However, this is not the only things that New York State has to offer. All of us know that New York is such a wonderful city, but sometimes you may need a refuge. The perfect getaway weekend from the city is the Camping in NY. You can go camping in New York City at the various public and private camping sites. You will find accommodating amenities at most campsites including swimming pools, parking space, picnic tables, playgrounds and even wireless internet. You will find a wide range of activities you can do such as kayaking, hiking, canoeing, swimming, mountain biking, fishing at camping grounds in New York. Whether you want to be relaxed or active, you will never be idle or bored, unless you choose to do nothing and enjoy the wonderful scenery.
A lot of places in New York are very picturesque, as well as being very quiet and peaceful. Many of these places are great spots to go camping. Long Island New York is famous for its beautiful beaches and its close proximity to New York City. If you enjoy the beautiful scenery and outdoors in nature, you will definitely love what the island has to offer. Most campgrounds are either state or run and owned, meaning they are well very safe for the whole family.
Hither Hills State Park – The Park is situated in Montauk, New York. It was rated as the best campgrounds in the United States. A lot of outdoor activities are available in this park including bridle paths, playing fields, fishing and nature trails.
Heckscher State Park – Heckscher State Park is located in East Islip, New York. It has been rated as one of the top 100 campgrounds in the United States. Other activities such as swimming, biking, hiking, and playground facilities can be found here. The best thing about this is the nice trails where you can walk your dog. There are some beautiful miles and water view of the park to explore. The campground section is kept tidy and nice by small staffs that remain on call 24 hours a day. There are also water spickets, built in BBQ grills and acceptance of RVs if tents are not your thing. During the week, camping is approximately $16 a night and $20 on weekends. This is one of the best campgrounds on Long Island.
Wildwood State Park – If you really like to go camping in the wilderness, this is a wonderful place to go camping because the park contains almost 600 acres of undeveloped land. Fishing, swimming, and hiking are the things you can do in Wildwood State Park. The camping season is from April to October only, but the park is open all year round. The best thing about Wildwood is the scenery. You can take a short hike through woods and became visible on top of a huge overlooking Long Island Sound. The views are remarkable and there are a lot of trails to hike up.
New York State’s Camping sites are exceptionally stunning. With their striking terrains, spectacular vistas and epic views, whether you camp at Hither Hills State Park or at Heckscher State Park, it is just hours away from the heart of the City. It will be a relaxing and rewarding experience you will never forget.by Joe Donnelly with no comments yet
Searching for old coins, antique jewelry, covered up relics, shipwreck remains washed up in shore – if that’s what you would want to do in your downtime, you will need help. Treasure seekers owe the success of their hunts to one trustworthy apparatus, their metal detectors. And if you still haven’t found the right kind of metal detector for you, I have some recommendations that you might find to your liking. These aren’t just suggestions. These gadgets have been tried and tested by a lot of people, and they have proved to be some of the best metal detectors a beginner should start with.
Golf courses are always looking for ways to make their greens more beautiful and appealing for their players. Not only must they worry about how the grass affects play, most golf courses pride themselves on keeping their grounds looking as beautiful and vibrant as possible. The type of grass seed they choose will directly impact both.
New varieties of grass seed are being developed that are drought resistant and are able to hold moisture for much longer periods of time without depending on rain or irrigation systems to maintain their beautiful appearance. One of the most important aspects of the new seed varieties is the ability to offer the same ground texture as other favorite golf grasses.
Golfers want a soft cushion to play on that does not affect how their ball rolls or drops into the cup. Courses are continually on the look out for grass varieties that retain the soft roll of hydrated grass, but still has drought resistant qualities. With new and improved varieties becoming available, golf courses are looking into those that offer the best of both worlds.
A golf course is normally recognized by the bright, emerald green grass that lives up to the phrase “teeing off on the green”. For years, to achieve the level of color they desired, many golf facilities had to meticulously water their courses two and three times a day depending on their location and the type of seed that was originally used. Today, new varieties of seed can be used that require minimal amounts of water to maintain, saving courses time as well as money.
Turf type grasses are proving the best types for golf courses. They do not need to be heavily watered and will stay hydrated for long periods of time. They provide lush, thick carpets of vibrant green grass and tolerate excessive amounts of foot traffic. Drought resistant grass varieties like Bermuda and Zoysia grass are excellent for golf courses, but they may need mowed more often and a little extra care than some of the other varieties.
Depending on the golfer standing at the tee, the preference between soft or coarse grass is a personal choice. If they are visiting from a different course, they will have to become accustomed to the grass at the new facility. Adapting is part of the game and will give players who are used to playing at a particular golf course the “home team advantage”.
A golfer’s true skill shows through when he can quickly adapt his swing and putting strokes to the course at hand. Each facility has a different feel and the grass seed they use will play a definitive role in how well a golfer plays. Managers of many of the most popular courses understand that part of the appeal of a course is not only the way it plays, but also how it looks. The rich green of many courses is a plus for golfers. The contrast provided by the dark hues of the grass make it easier for them to see their ball as it travels as where as find it after it lands. All in all, the right type of grass can make or break a course when it comes to its popularity with golfers who play regularly.by Joe Donnelly with no comments yet
Hikers experience different kinds of trails – easy, moderate and difficult trails. And with more experience, ambition tends to take over. They like to plan trips and condition themselves to take on the most difficult trails they would come to know. It’s amazing how these adrenaline junkies overcome such challenging terrain, especially since these places are quite scary to be in. If you want to know what lengths people go to for the sake of fun and adventure, here are some of the most intense hiking trails from all over the world.